2026 Kia Seltos LX vs 2026 Toyota Corolla Cross LE
What owning it really costs, all in
The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.
You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.
Start my car fundHave the Downly app? Open it hereBuying either one means a big payment up front — around $5,125 for the 2026 Kia Seltos LX or $5,013 for the 2026 Toyota Corolla Cross LE. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.
Questions people ask
At a fair price the 2026 Toyota Corolla Cross LE costs less — about $25,064, versus $25,623 for the 2026 Kia Seltos LX.
The 2026 Toyota Corolla Cross LE holds its value a little better — about 62% after three years, versus 55% for the 2026 Kia Seltos LX.
Looking at the whole picture — the value it loses plus what it costs to run — the 2026 Toyota Corolla Cross LE costs less to own over three years, about $15,244 (roughly 42¢ a mile), versus $17,073 for the 2026 Kia Seltos LX. The cheaper car to buy isn't always the cheaper car to own. A national-average guide, not a quote.
A common starting point is about 20% up front — that's roughly $5,125 for the 2026 Kia Seltos LX or $5,013 for the 2026 Toyota Corolla Cross LE. Start a fund and it keeps growing while you decide.
It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $5,125 for the 2026 Kia Seltos LX or $5,013 for the 2026 Toyota Corolla Cross LE. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.
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