2026 Buick Encore GX Preferred vs 2026 Kia Seltos LX
What owning it really costs, all in
The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.
You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.
Start my car fundHave the Downly app? Open it hereBuying either one means a big payment up front — around $5,125 for the 2026 Buick Encore GX Preferred or $5,125 for the 2026 Kia Seltos LX. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.
Questions people ask
They land at about the same fair price — roughly $25,623.
They're close — both keep about 55% of their value after three years.
They're about the same to own over three years — roughly $17,073 each once you fold in the value it loses and what it costs to run. A national-average guide, not a quote.
A common starting point is about 20% up front — that's roughly $5,125 for the 2026 Buick Encore GX Preferred or $5,125 for the 2026 Kia Seltos LX. Start a fund and it keeps growing while you decide.
It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $5,125 for the 2026 Buick Encore GX Preferred or $5,125 for the 2026 Kia Seltos LX. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.
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