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2026 Ford Mustang Mach-E Select vs 2026 Toyota RAV4 Hybrid

At a fair price, the 2026 Toyota RAV4 Hybrid costs less — about $32,776. The 2026 Toyota RAV4 Hybrid holds its value a touch better, keeping roughly 62% after three years. All in — the value it loses plus what it costs to run — the 2026 Toyota RAV4 Hybrid works out cheaper to own, about $14,996 over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$40,807
$32,776Better
What a fair price could save you
$2,193Better
$1,224
What it may be worth in 3 years
$23,650
$21,080Better

The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.

Over 3 years
$19,257
$14,996Better
A mile
53¢
42¢Better
What it costs to run
Charging the 2026 Ford Mustang Mach-E Select at homeabout $700 a year
Fueling the 2026 Toyota RAV4 Hybridabout $1,100 a year

Going electric usually costs less to run — roughly $400 a year less than the hybrid here. Over five years that's about $2,000 you keep — money that could grow in your car fund. These are rough estimates for about 12,000 miles a year; what you actually pay depends on local electricity and gas prices and how far you drive.

Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

Start my car fundHave the Downly app? Open it here
Rather keep your cash?

Buying either one means a big payment up front — around $8,161 for the 2026 Ford Mustang Mach-E Select or $6,555 for the 2026 Toyota RAV4 Hybrid. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.

For the 2026 Toyota RAV4 Hybrid: About $20,625 in all over the 3-year lease. Buying, about $40,877 in all over the 5-year loan.
That's about $6,875 a year leasing — vs about $8,175 a year financing.
See lease vs buy for the 2026 Toyota RAV4 Hybrid
Is the 2026 Ford Mustang Mach-E Select or the 2026 Toyota RAV4 Hybrid cheaper to buy?

At a fair price the 2026 Toyota RAV4 Hybrid costs less — about $32,776, versus $40,807 for the 2026 Ford Mustang Mach-E Select.

Which one holds its value better?

The 2026 Toyota RAV4 Hybrid holds its value a little better — about 62% after three years, versus 55% for the 2026 Ford Mustang Mach-E Select.

Which one is cheaper to own overall?

Looking at the whole picture — the value it loses plus what it costs to run — the 2026 Toyota RAV4 Hybrid costs less to own over three years, about $14,996 (roughly 42¢ a mile), versus $19,257 for the 2026 Ford Mustang Mach-E Select. The cheaper car to buy isn't always the cheaper car to own. A national-average guide, not a quote.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $8,161 for the 2026 Ford Mustang Mach-E Select or $6,555 for the 2026 Toyota RAV4 Hybrid. Start a fund and it keeps growing while you decide.

Should I lease one of these instead of buying?

It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $8,161 for the 2026 Ford Mustang Mach-E Select or $6,555 for the 2026 Toyota RAV4 Hybrid. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.

Is the 2026 Ford Mustang Mach-E Select cheaper to run than the 2026 Toyota RAV4 Hybrid?

Usually, yes. Charging the 2026 Ford Mustang Mach-E Select at home runs about $700 a year, versus about $1,100 to fuel the 2026 Toyota RAV4 Hybrid — roughly $400 a year less, or about $2,000 over five years. These are rough estimates for about 12,000 miles a year; what you pay depends on local electricity and gas prices.

2026 Ford Mustang Mach-E Select money guide
2026 Toyota RAV4 Hybrid money guide
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