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2026 BMW 3 Series 330i vs 2026 Tesla Model 3 Long Range

At a fair price, the 2026 Tesla Model 3 Long Range costs less — about $39,858. The 2026 Tesla Model 3 Long Range holds its value a touch better, keeping roughly 55% after three years. All in — the value it loses plus what it costs to run — the 2026 Tesla Model 3 Long Range works out cheaper to own, about $18,858 over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$43,616
$39,858Better
What a fair price could save you
$3,384Better
$2,142
What it may be worth in 3 years
$23,500
$23,100Better

The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.

Over 3 years
$25,216
$18,858Better
A mile
70¢
52¢Better
What it costs to run
Charging the 2026 Tesla Model 3 Long Range at homeabout $700 a year
Fueling the 2026 BMW 3 Series 330iabout $1,700 a year

Going electric usually costs less to run — roughly $1,000 a year less than gas here. Over five years that's about $5,000 you keep — money that could grow in your car fund. These are rough estimates for about 12,000 miles a year; what you actually pay depends on local electricity and gas prices and how far you drive.

Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

Start my car fundHave the Downly app? Open it here
Rather keep your cash?

Buying either one means a big payment up front — around $8,723 for the 2026 BMW 3 Series 330i or $7,972 for the 2026 Tesla Model 3 Long Range. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.

For the 2026 Tesla Model 3 Long Range: About $25,478 in all over the 3-year lease. Buying, about $49,066 in all over the 5-year loan.
That's about $8,493 a year leasing — vs about $9,813 a year financing.
See lease vs buy for the 2026 Tesla Model 3 Long Range
Is the 2026 BMW 3 Series 330i or the 2026 Tesla Model 3 Long Range cheaper to buy?

At a fair price the 2026 Tesla Model 3 Long Range costs less — about $39,858, versus $43,616 for the 2026 BMW 3 Series 330i.

Which one holds its value better?

The 2026 Tesla Model 3 Long Range holds its value a little better — about 55% after three years, versus 50% for the 2026 BMW 3 Series 330i.

Which one is cheaper to own overall?

Looking at the whole picture — the value it loses plus what it costs to run — the 2026 Tesla Model 3 Long Range costs less to own over three years, about $18,858 (roughly 52¢ a mile), versus $25,216 for the 2026 BMW 3 Series 330i. The cheaper car to buy isn't always the cheaper car to own. A national-average guide, not a quote.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $8,723 for the 2026 BMW 3 Series 330i or $7,972 for the 2026 Tesla Model 3 Long Range. Start a fund and it keeps growing while you decide.

Should I lease one of these instead of buying?

It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $8,723 for the 2026 BMW 3 Series 330i or $7,972 for the 2026 Tesla Model 3 Long Range. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.

Is the 2026 Tesla Model 3 Long Range cheaper to run than the 2026 BMW 3 Series 330i?

Usually, yes. Charging the 2026 Tesla Model 3 Long Range at home runs about $700 a year, versus about $1,700 to fuel the 2026 BMW 3 Series 330i — roughly $1,000 a year less, or about $5,000 over five years. These are rough estimates for about 12,000 miles a year; what you pay depends on local electricity and gas prices.

2026 BMW 3 Series 330i money guide
2026 Tesla Model 3 Long Range money guide
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