Best Trucks under $40,000
7 popular Trucks you can own under $40,000 — here's what each really costs, cheapest first.
Trucks under $40,000, cheapest first
2026 Ford Maverick XLT
The price to buy it$26,572
A fair price could save$1,428
2026 Hyundai Santa Cruz SEL
The price to buy it$30,368
A fair price could save$1,632
2026 Chevrolet Colorado LT
The price to buy it$31,317
A fair price could save$1,683
2026 Nissan Frontier SV
The price to buy it$31,317
A fair price could save$1,683
2026 Ford Ranger XLT
The price to buy it$33,215
A fair price could save$1,785
2026 Toyota Tacoma SR5
The price to buy it$36,632
A fair price could save$1,368
2026 GMC Canyon Elevation
The price to buy it$37,960
A fair price could save$2,040
Found the one?
Set a target, save a little each week, and your car fund keeps growing while you wait. When you're ready, your down payment is ready too.
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Another kind of car under $40,000
Common questions
What Trucks can I get under $40,000?
7 popular Trucks in our guides land at or below $40,000. The most affordable is the 2026 Ford Maverick XLT, about $26,572 at a fair price.
Which of these Trucks holds its value best?
The 2026 Toyota Tacoma SR5 keeps its value best — roughly 62% after three years, or about $23,560.
How much should I save to buy one under $40,000?
A common starting point is about 20% up front — for the 2026 Ford Maverick XLT that's roughly $5,314. Put away about $102 a week and your car fund is ready in a year.
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