Best Fords under $40,000
5 popular Ford models you can own under $40,000 — here's what each really costs, cheapest first.
Fords under $40,000, cheapest first
2026 Ford Maverick XLT
The price to buy it$26,572
A fair price could save$1,428
2026 Ford Escape Active
The price to buy it$29,419
A fair price could save$1,581
2026 Ford Bronco Sport Big Bend
The price to buy it$30,368
A fair price could save$1,632
2026 Ford Mustang EcoBoost
The price to buy it$31,317
A fair price could save$1,683
2026 Ford Ranger XLT
The price to buy it$33,215
A fair price could save$1,785
Found the one?
Set a target, save a little each week, and your car fund keeps growing while you wait. When you're ready, your down payment is ready too.
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Common questions
Which Ford can I get under $40,000?
5 popular Ford models in our guides land at or below $40,000. The most affordable is the 2026 Ford Maverick XLT, about $26,572 at a fair price.
Which Ford under $40,000 holds its value best?
The 2026 Ford Maverick XLT keeps its value best — roughly 55% after three years, or about $15,400.
How much should I save to buy a Ford under $40,000?
A common starting point is about 20% up front — for the 2026 Ford Maverick XLT that's roughly $5,314. Put away about $102 a week and your car fund is ready in a year.
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