2026 Ford F-250 Super Duty XLT vs 2026 Ram 2500 Big Horn
What owning it really costs, all in
The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.
You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.
Start my car fundHave the Downly app? Open it hereBuying either one means a big payment up front — around $9,870 for the 2026 Ford F-250 Super Duty XLT or $9,490 for the 2026 Ram 2500 Big Horn. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.
Questions people ask
At a fair price the 2026 Ram 2500 Big Horn costs less — about $47,450, versus $49,348 for the 2026 Ford F-250 Super Duty XLT.
They're close — both keep about 55% of their value after three years.
Looking at the whole picture — the value it loses plus what it costs to run — the 2026 Ram 2500 Big Horn costs less to own over three years, about $27,750 (roughly 77¢ a mile), versus $28,548 for the 2026 Ford F-250 Super Duty XLT. The cheaper car to buy isn't always the cheaper car to own. A national-average guide, not a quote.
A common starting point is about 20% up front — that's roughly $9,870 for the 2026 Ford F-250 Super Duty XLT or $9,490 for the 2026 Ram 2500 Big Horn. Start a fund and it keeps growing while you decide.
It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $9,870 for the 2026 Ford F-250 Super Duty XLT or $9,490 for the 2026 Ram 2500 Big Horn. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.
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