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2026 Chevrolet Trax LT vs 2026 Kia Soul S

These two land at about the same fair price. Both hold their value about the same over three years. All in, they cost about the same to own over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$20,878
$20,878
What a fair price could save you
$1,122
$1,122
What it may be worth in 3 years
$12,100
$12,100

The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.

Over 3 years
$15,078
$15,078
A mile
42¢
42¢
Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

Start my car fundHave the Downly app? Open it here
Rather keep your cash?

Buying either one means a big payment up front — around $4,176 for the 2026 Chevrolet Trax LT or $4,176 for the 2026 Kia Soul S. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.

For the 2026 Chevrolet Trax LT: About $13,346 in all over the 3-year lease. Buying, about $26,450 in all over the 5-year loan.
That's about $4,449 a year leasing — vs about $5,290 a year financing.
See lease vs buy for the 2026 Chevrolet Trax LT
Is the 2026 Chevrolet Trax LT or the 2026 Kia Soul S cheaper to buy?

They land at about the same fair price — roughly $20,878.

Which one holds its value better?

They're close — both keep about 55% of their value after three years.

Which one is cheaper to own overall?

They're about the same to own over three years — roughly $15,078 each once you fold in the value it loses and what it costs to run. A national-average guide, not a quote.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $4,176 for the 2026 Chevrolet Trax LT or $4,176 for the 2026 Kia Soul S. Start a fund and it keeps growing while you decide.

Should I lease one of these instead of buying?

It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $4,176 for the 2026 Chevrolet Trax LT or $4,176 for the 2026 Kia Soul S. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.

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