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2026 BMW i4 eDrive40 vs 2026 Cadillac Lyriq Tech

At a fair price, the 2026 BMW i4 eDrive40 costs less — about $53,824. The 2026 Cadillac Lyriq Tech holds its value a touch better, keeping roughly 55% after three years. All in — the value it loses plus what it costs to run — the 2026 Cadillac Lyriq Tech works out cheaper to own, about $26,040 over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$53,824Better
$56,940
What a fair price could save you
$4,176Better
$3,060
What it may be worth in 3 years
$29,000
$33,000Better

The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.

Over 3 years
$26,924
$26,040Better
A mile
75¢
72¢Better
Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

Start my car fundHave the Downly app? Open it here
Rather keep your cash?

Buying either one means a big payment up front — around $10,765 for the 2026 BMW i4 eDrive40 or $11,388 for the 2026 Cadillac Lyriq Tech. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.

For the 2026 Cadillac Lyriq Tech: About $36,398 in all over the 3-year lease. Buying, about $70,518 in all over the 5-year loan.
That's about $12,133 a year leasing — vs about $14,104 a year financing.
See lease vs buy for the 2026 Cadillac Lyriq Tech
Is the 2026 BMW i4 eDrive40 or the 2026 Cadillac Lyriq Tech cheaper to buy?

At a fair price the 2026 BMW i4 eDrive40 costs less — about $53,824, versus $56,940 for the 2026 Cadillac Lyriq Tech.

Which one holds its value better?

The 2026 Cadillac Lyriq Tech holds its value a little better — about 55% after three years, versus 50% for the 2026 BMW i4 eDrive40.

Which one is cheaper to own overall?

Looking at the whole picture — the value it loses plus what it costs to run — the 2026 Cadillac Lyriq Tech costs less to own over three years, about $26,040 (roughly 72¢ a mile), versus $26,924 for the 2026 BMW i4 eDrive40. The cheaper car to buy isn't always the cheaper car to own. A national-average guide, not a quote.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $10,765 for the 2026 BMW i4 eDrive40 or $11,388 for the 2026 Cadillac Lyriq Tech. Start a fund and it keeps growing while you decide.

Should I lease one of these instead of buying?

It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $10,765 for the 2026 BMW i4 eDrive40 or $11,388 for the 2026 Cadillac Lyriq Tech. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.

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