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2026 Acura TLX Technology vs 2026 Audi A4 Premium

At a fair price, the 2026 Audi A4 Premium costs less — about $40,832. The 2026 Acura TLX Technology holds its value a touch better, keeping roughly 55% after three years. All in — the value it loses plus what it costs to run — the 2026 Acura TLX Technology works out cheaper to own, about $23,055 over three years. Whichever you lean toward, start a fund now and your down payment will be ready when you are.
The price to buy it
$42,705
$40,832Better
What a fair price could save you
$2,295
$3,168Better
What it may be worth in 3 years
$24,750Better
$22,000

The value it loses plus what it costs to run — the cheaper car to buy isn't always the cheaper car to own.

Over 3 years
$23,055Better
$23,932
A mile
64¢Better
66¢
Not sure yet? Start a fund either way

You don't have to decide today. Save a little each week and your car fund keeps growing — pick the car when you're ready and the down payment is already there.

Start my car fundHave the Downly app? Open it here
Rather keep your cash?

Buying either one means a big payment up front — around $8,541 for the 2026 Acura TLX Technology or $8,166 for the 2026 Audi A4 Premium. Leasing can let you keep that money working for you instead of handing it to the dealer. See your monthly and how much cash you'd keep — lease vs buy, side by side.

For the 2026 Acura TLX Technology: About $27,298 in all over the 3-year lease. Buying, about $52,484 in all over the 5-year loan.
That's about $9,099 a year leasing — vs about $10,497 a year financing.
See lease vs buy for the 2026 Acura TLX Technology
Is the 2026 Acura TLX Technology or the 2026 Audi A4 Premium cheaper to buy?

At a fair price the 2026 Audi A4 Premium costs less — about $40,832, versus $42,705 for the 2026 Acura TLX Technology.

Which one holds its value better?

The 2026 Acura TLX Technology holds its value a little better — about 55% after three years, versus 50% for the 2026 Audi A4 Premium.

Which one is cheaper to own overall?

Looking at the whole picture — the value it loses plus what it costs to run — the 2026 Acura TLX Technology costs less to own over three years, about $23,055 (roughly 64¢ a mile), versus $23,932 for the 2026 Audi A4 Premium. The cheaper car to buy isn't always the cheaper car to own. A national-average guide, not a quote.

How much should I save for either one?

A common starting point is about 20% up front — that's roughly $8,541 for the 2026 Acura TLX Technology or $8,166 for the 2026 Audi A4 Premium. Start a fund and it keeps growing while you decide.

Should I lease one of these instead of buying?

It's worth a look if you'd rather keep your cash. Buying either one means a big payment up front — around $8,541 for the 2026 Acura TLX Technology or $8,166 for the 2026 Audi A4 Premium. Leasing usually skips most of that, so that money stays yours instead of going to the dealer — Downly suggests putting $0 down on a lease. See lease vs buy for either car to compare the monthly and how much cash you'd keep.

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